Halloween 1997 found us sitting in Chicago O’Hare airport, waiting on a flight to Portland, OR, our new home. With 10 years of marriage behind us, and 3 kids in tow, we decided to pack up everything we had and relocate from Scotland to the United States of America. It pretty much burned up everything we had, so we were almost starting from scratch.

And yet, here we are, 20 years later, exploring the possibility of being Financially Independent (and, yes, it’s so important that it deserves capitalization) and what that really means to us.

After reading everything I could about Financial Independence I thought it was time that I recorded our journey, how we got here, and the bumps in the road on our way. I hope you find it of some use and interest.